With steadfast support and meaningful opportunities, Akhuwat Foundation is dedicated to fighting poverty, advancing education, and enhancing healthcare for underserved communities. Our vision is clear: a world where every individual has the chance to thrive.
At Akhuwat Foundation, we are committed to responsible and informed lending. By harnessing data-driven insights, we make sure every loan—be it for microfinance, education, or healthcare—sparks real impact and fosters sustainable growth.
Akhuwat's interest-free loans empower individuals to shape a better future without the pressure of extra financial burdens.
Our loans come with no hidden fees or processing charges, offering you complete transparency right from the start.
We offer customizable repayment options and a hassle-free application process, ensuring convenience and flexibility for all, both online and in-person.
Whether it's smart lending or secure financial solutions, count on us for the guidance and support you need to reach your financial goals.
We provide personal loans with zero interest and no hidden charges, giving you a transparent and hassle-free way to invest in your future.
Read MoreAkhuwat Business Loan provides interest-free funding with flexible repayment plans to help grow your business.
Read MoreAkhuwat Housing Loan provides interest-free financing with flexible terms to help you own your home.
Read MoreAkhuwat Wedding Loan offers interest-free financing with flexible terms to help make your special day unforgettable.
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Akhuwat Foundation is a Pakistani nonprofit organization founded in 2001 by Dr. Muhammad Amjad Saqib. It provides interest-free microfinance (Qarz-e-Hasna) to low-income individuals, aiming to alleviate poverty and promote financial inclusion. Beyond microloans, Akhuwat supports education, healthcare, and social welfare initiatives across Pakistan.
Akhuwat Foundation, established in 2001, offers interest-free personal loans (Qarz-e-Hasan) to support low-income individuals in Pakistan. These loans, ranging from PKR 10,000 to PKR 50,000, are designed to help recipients start or expand small businesses, cover educational expenses, or meet emergency needs. Operating through over 800 branches across more than 400 cities, Akhuwat has disbursed over PKR 239 billion in interest-free loans, benefiting millions. The foundation's model, inspired by Islamic principles of brotherhood and solidarity, emphasizes community support and financial inclusion without discrimination.
Akhuwat Foundation's "Akhuwat Education Loans" program offers interest-free loans to students from low-income backgrounds, enabling them to pursue higher education without financial burden. This initiative reflects Akhuwat's commitment to educational equity and poverty alleviation through accessible, interest-free microfinance. By supporting students, Akhuwat fosters a cycle of empowerment and community upliftment.
Akhuwat Foundation is a Pakistan-based nonprofit organization focused on poverty alleviation through interest-free microfinance. Founded in 2001, it empowers low-income individuals by providing loans, education, healthcare, and housing support. Rooted in Islamic principles of brotherhood and compassion, Akhuwat promotes sustainable development, social justice, and economic inclusion across communities.
Akhuwat Foundation’s Microfinance Loans aim to alleviate poverty by providing interest-free financial support to low-income individuals in Pakistan. These loans help people start or expand small businesses, empowering them toward self-reliance. Akhuwat operates through community-based lending, promoting social solidarity, trust, and compassion while encouraging entrepreneurship and sustainable economic development.
To apply for an Akhuwat loan, visit your nearest branch with a valid CNIC, two guarantors, and necessary documents. The process includes social and business appraisals to assess eligibility. Approved applicants receive interest-free loans (Qard-e-Hasan) through group or individual lending, with disbursements typically conducted at mosques or churches.
Akhuwat Foundation's "Akhuwat Business Loan" program offers interest-free microloans to support low-income entrepreneurs in Pakistan. Founded in 2001, Akhuwat has disbursed over PKR 220 billion to 6 million families, promoting financial inclusion and poverty alleviation through its Islamic microfinance model.
The Akhuwat Wedding Loan is an interest-free financial assistance program offered by Akhuwat Foundation to support low-income families in Pakistan. Specifically designed to help parents manage the expenses associated with their daughters' marriages, this loan covers costs such as dowry and wedding arrangements. The loan amount ranges from PKR 10,000 to PKR 50,000, with a repayment period of 10 to 24 months. There are no interest charges or post-approval fees, and an optional 1% contribution to the Mutual Support Fund is encouraged.
Akhuwat Foundation's "Akhuwat Home Loan" offers interest-free financing up to PKR 500,000 for low-income families to build, expand, or renovate homes. With flexible repayment terms of 13 to 60 months and no processing fees, the program empowers marginalized communities to achieve dignified housing without financial burden.
Akhuwat Foundation, renowned for its interest-free microfinance initiatives, offers various loan products to empower underprivileged communities in Pakistan. While specific details about an "Akhuwat Auto Loan" are not prominently featured on their official platforms, Akhuwat's core mission revolves around providing Qarz-e-Hasna (interest-free loans) to support individuals in establishing or expanding income-generating activities. Their loan offerings encompass sectors like business, agriculture, and education, aiming to foster economic self-reliance among beneficiaries. For the most accurate and updated information regarding specific loan products, including any potential auto loan schemes, it's advisable to consult Akhuwat's official website or contact their local branches directly
Akhuwat Foundation's Interest-Free Agricultural Loan program supports small-scale farmers, including landowners with up to 2.5 acres and tenants, by providing interest-free loans for Rabi and Kharif crops. These loans, based on social collateral, assist in purchasing seeds, fertilizers, and equipment, aiming to reduce production costs and enhance financial inclusion.
People who get loans from Akhuwat Foundation value our fairness, personal guidance, and easy process. Their trust motivates us to keep making loans simple and accessible for everyone.
Akhuwat Foundation made it easy for me to secure the financing I needed for my business. Their transparent process and personalized support gave me the confidence to grow my venture. I truly appreciate their commitment to helping individuals like me succeed.
The wedding loan I received from Akhuwat was a lifesaver. The interest-free terms and the flexible repayment plan gave me the peace of mind I needed for such an important day. I'm grateful for their support in making my special day stress-free.
As a mother of two, managing education expenses was challenging. Thanks to Akhuwat’s education loan, I was able to give my children the future they deserve. Their easy application process and helpful customer support made it all possible.
I was hesitant about taking a loan, but Akhuwat made the process straightforward and transparent. The team was always available to guide me, and I now feel more financially secure knowing I can rely on them for future needs.
Akhuwat's microfinance loans have helped me take my small business to the next level. Their clear communication and quick processing made all the difference, and I’m proud to be part of their network.
For fast answers, check out our FAQ section. If you can't find what you're looking for, reach out to our support team.
Akhuwat Foundation is a real and registered non-profit organization in Pakistan, known for offering interest-free microfinance loans to help underprivileged individuals start or grow small businesses.
Akhuwat boasts a high repayment rate of over 99%, thanks to its community-based model, strong borrower relationships, and involvement of religious and social values to encourage timely repayment.
To check eligibility, visit the nearest Akhuwat branch or contact them directly. Eligibility is based on need, business viability, character, and social standing, with a preference for low-income individuals.
Akhuwat typically offers loans ranging from PKR 10,000 to PKR 150,000, depending on the applicant's need, repayment capacity, and the type of business or purpose of the loan.
Yes, women are highly encouraged to apply. Akhuwat promotes gender inclusion by offering special support for women entrepreneurs, including group lending models and loans tailored for women-led businesses.
Yes, Akhuwat operates in nearly every region of Pakistan through a network of branches in both urban and rural areas, making interest-free loans accessible nationwide.
Applicants usually need to submit a valid CNIC, proof of residence, two passport-sized photos, business plan or income source, and references or guarantors from their local community.
Low-income individuals with a stable residence, no criminal record, and a workable business idea or existing microenterprise are eligible. Preference is given to socially responsible, needy applicants.
Applicants need their CNIC, utility bill copy, business information, local references, and often a guarantor. Specific requirements may vary by loan type and branch policy.
Borrowers repay in small monthly installments, usually over 10 to 36 months. Repayments are made at local branches. Akhuwat encourages community accountability to maintain high recovery rates.
Yes, Akhuwat offers education loans to deserving students. You must provide admission proof, fee structure, and academic documents to apply through the Akhuwat Education Services division.
Akhuwat’s model relies on social collateral, community engagement, and moral responsibility. Local mosques and community leaders help monitor, and borrowers are encouraged to maintain trust and repay responsibly.
Repayments are usually made monthly at the nearest Akhuwat branch. Borrowers can also make advance payments. The process is simple and transparent, with no interest charged.
Loan processing typically takes 2 to 4 weeks. After submitting the application and documents, a verification visit is conducted. If approved, funds are disbursed shortly after.
