Akhuwat Foundation Loan Ki Sharaet Kya Hain?

Akhuwat Foundation Pakistan ki mashhoor welfare organization hai jo gareeb aur zarooratmand logon ko interest-free loans (qarz-e-hasna) faraham karti hai. Yeh foundation karobar, taleem, ghar, kisanon aur aurton ke liye mukhtalif qisam ke qarz deti hai, taake log apne paon par khade ho sakein aur behtareen zindagi guzar sakein.

Agar aap bhi Akhuwat Foundation ka loan lena chahte hain, to aapko is loan ke liye sharaet puri karni hongi. Is article mein hum Akhuwat loan ki sharaet, required documents, aur loan apply karne ka tareeqa detail mein bataenge.

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1. Akhuwat Foundation Loan Lene Ki Sharaet (Eligibility Criteria)

Akhuwat Foundation ka qarz sirf unhi logon ko diya jata hai jo foundation ke banaye gaye criteria par pura utarte hain. Yeh sharaet mukhtalif qisam ke loans ke liye alag ho sakti hain, magar aam tor par sab loans ke liye yeh general sharaet hain:

📌 1. Applicant Ka Pakistani Shehri Hona Zaroori Hai
– Sirf Pakistani nationals loan ke liye apply kar sakte hain.
– Applicant ke paas valid CNIC (Shanakhti Card) hona zaroori hai.

📌 2. Applicant Ki Umar Ki Hudood
– Akhuwat loan lene ke liye minimum 18 saal aur maximum 60 saal tak ki umar zaroori hoti hai.
– Business aur housing loan ke liye umar ki limit 25 se 60 saal hai.

📌 3. Mukammal Business Plan (Business Loan Ke Liye)
– Agar aap business loan ke liye apply kar rahe hain, to aapko ek acha business plan dikhana hoga.
– Business plan realistic aur achievable hona chahiye.

📌 4. Guarantor (Zamanat Dene Wala)
– Loan lene ke liye applicant ko do guarantors dene hote hain.
– Guarantors ke paas bhi valid CNIC hona zaroori hai.
– Guarantors ki financial aur social reputation bhi check ki jati hai.

📌 5. Applicant Ka Muqeem Hona Zaroori Hai
– Applicant ka kisi qareebi Akhuwat branch ke ilaqe mein rehna zaroori hai.
– Akhuwat ki team applicant ki residence aur business location verify karti hai.

📌 6. Loan Ka Istemaal Sirf Makhsos Maqsad Ke Liye Hoga
– Loan sirf specified purpose ke liye diya jata hai.
– Business loan sirf business start ya expand karne ke liye milega.
– Education loan sirf fees ya taleemi expenses ke liye hoga.
– Housing loan sirf ghar banane ya repair karne ke liye hoga.

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2. Akhuwat Loan Ki Qismain Aur Unki Sharaet

Akhuwat Foundation mukhtalif qisam ke loans deti hai. Har loan ki apni alag sharaet hoti hain:

📌 A. Business Loan Ki Sharaet
✔ Apna chhota ya bara business shuru karna zaroori hai
✔ Mukammal business plan dikhana hoga
✔ Guarantors provide karna zaroori hai
✔ Loan ka istemal sirf business ke liye hoga

📌 B. Education Loan Ki Sharaet
✔ Student ka Pakistan ka registered educational institute mein admission hona zaroori hai
✔ CNIC aur domicile submit karna hoga
✔ Institute ki fee structure dikhana hoga
✔ Parents ya guardian ki financial details zaroori hain

📌 C. Housing Loan Ki Sharaet
✔ Apna ghar banane ya repair karne ke liye apply karna hoga
✔ Property ka malik hona zaroori hai
✔ Ghar kisi aur purpose ke liye use nahi ho sakta

📌 D. Agriculture Loan Ki Sharaet
✔ Kisan hona zaroori hai
✔ Zameen ka lease ya ownership document dena hoga
✔ Farming ke liye specific tools ya seeds purchase karne honge

📌 E. Women Empowerment Loan Ki Sharaet
✔ Sirf khawateen ke liye hai jo apna business shuru karna chahti hain
✔ Guarantor dena hoga
✔ Business plan zaroori hai

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3. Loan Lene Ke Liye Required Documents

Agar aap Akhuwat Foundation ka loan lena chahte hain, to aapko yeh documents submit karne honge:

📄 CNIC Copy
📄 2 Passport Size Photos
📄 Domicile (Agar zaroorat ho)
📄 Business Plan (Business Loan Ke Liye)
📄 Institute Ki Fee Receipt (Education Loan Ke Liye)
📄 Property Documents (Housing Loan Ke Liye)
📄 Guarantors Ke CNIC Copies

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4. Akhuwat Foundation Loan Kaise Apply Karein?

Agar aap loan lene ke liye eligible hain, to aap neeche diye gaye steps follow karein:

📌 Step 1: Qareebi Branch Dhoondhein
– Akhuwat Foundation ki website ya helpline se apne shehar ki branch ka pata karein.

📌 Step 2: Loan Application Form Bharain
– Branch visit karke loan application form lein aur sab details bharain.

📌 Step 3: Documents Jama Karain
– Apne CNIC, photos, guarantor ki details aur required documents jama karain.

📌 Step 4: Verification Aur Approval Process
– Akhuwat team applicant ka ghar ya business visit kar ke sab details check karegi.

📌 Step 5: Loan Approval Aur Amount Milna
– Loan approve hone ke baad cheque ya bank transfer ke zariye diya jata hai.
– Loan monthly installments mein wapas karna hota hai.

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5. Akhuwat Foundation Loan Ke Liye Contact Details

Agar aapko loan lene ke liye koi maloomat chahiye ho, to aap Akhuwat Foundation ki helpline par rabta kar sakte hain:

📞 Helpline: 03478787646
📍 Email: info@AkhuwatFoundation.pk
🌐 Website: AkhuwatFoundation.pk